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As a passenger in a vehicle, you trust the driver to get you safely to your destination. If you’re injured because of the fault of another driver, or even your own driver, you may have a claim against one or both of them.
That might give you pause. For example, if my wife is injured in a car accident and I was at fault, would I want her to bring a claim against me? Under some circumstances, the answer is yes, because while my insurance company may readily accept liability, it is not their job to maximize her recovery, physically or monetarily. You need an attorney at your side who is willing to go the distance to protect your spouse, or you.
Car accidents are an unfortunate reality for many Texans, with over 80,000 people injured each year in the state. As a passenger, it’s essential to understand and exercise your legal rights so you aren’t left covering costs someone else caused. This guide covers who you can hold liable, what compensation is available, and the steps to take after a crash.
Varghese Summersett is here to help you navigate the process of seeking the compensation you’re owed.
As a passenger in a car accident, you have rights, and knowing them is the first step toward getting the compensation you deserve.
Passengers and drivers generally share the most common types of car accident injuries, including:
Whiplash: A neck injury caused by the sudden back-and-forth movement of the head, which can lead to pain, stiffness, and reduced range of motion.
Concussions and traumatic brain injuries: These occur when the head strikes an object, such as a window or dashboard, or the brain is subjected to sudden acceleration or deceleration forces.
Broken bones: The impact of a collision can fracture the arms, legs, ribs, or collarbone.
Soft tissue injuries: Strains, sprains, and tears in muscles, tendons, and ligaments from the forces exerted during a crash.
Chest injuries: Bruised or broken ribs, internal organ damage, or collapsed lungs from the impact.
Spinal cord injuries: Damage to the vertebrae, discs, or spinal cord itself, potentially leading to partial or complete paralysis.
Facial injuries: Cuts, bruises, fractures, or dental injuries when a passenger’s face contacts the steering wheel, airbags, or shattered glass.
The types and severity of injuries in a car accident vary with the force of impact, where the collision occurred, and whether passengers were using seatbelts or other safety devices.
What you do in the hours and days after the crash can affect both your recovery and your claim.
As an innocent passenger, you’re not limited to one option. Depending on the facts, you may be able to seek compensation from any negligent party, including:
To recover, your attorney must prove negligence: that a duty of care was owed, that duty was breached, and the breach caused your injuries. Our experienced Fort Worth car accident passenger lawyers can help identify every responsible party and build a strong case on your behalf.
In a Texas car accident case, your attorney must establish four elements to hold a driver liable:
Our personal injury lawyers use police reports, witness statements, medical records, expert testimony, and accident reconstruction to prove these elements and pursue the compensation you’re owed.
Injured passengers can seek compensation for both economic and non-economic damages, depending on the facts of the case:
Medical expenses: Emergency room visits, hospitalization, surgeries, physical therapy, prescriptions, and ongoing care.
Lost wages: Income lost while you recover.
Loss of earning capacity: Compensation for a long-term reduction in your ability to earn, if your injuries have a lasting impact.
Pain and suffering: Compensation for the physical pain and emotional toll of your injuries.
Mental anguish: In some cases, compensation for anxiety, depression, or post-traumatic stress resulting from the crash.
Disfigurement: Compensation for permanent scarring or other visible changes to your appearance.
Loss of consortium: In some cases, a spouse may be entitled to compensation for the loss of companionship resulting from your injuries.
Wrongful death: If the accident resulted in a passenger’s death, surviving family members may be entitled to compensation for funeral expenses, lost income, and the loss of their loved one.
There’s no set number for a passenger injury claim; every case turns on its own facts. The value of a claim generally depends on:
As a general point of reference, and not a valuation of any particular case, claims involving minor soft-tissue injuries typically resolve differently than claims involving broken bones or long hospital stays, which in turn differ from claims involving spinal cord injuries or other catastrophic harm. The only way to know what your claim may be worth is to have it evaluated by an attorney who can review your medical records, the available insurance coverage, and the facts of the crash. Past results do not guarantee future outcomes, and every case depends on its own facts.
Car insurance policies in Texas typically include coverage for you as a passenger in someone else’s vehicle. Here’s a brief overview of the coverages that matter most:
Personal Injury Protection (PIP) coverage: PIP is no-fault coverage that can pay medical expenses, lost wages, and other costs regardless of who caused the accident. Insurers must offer PIP in Texas, though you can reject it in writing. If you have PIP, it generally covers you as a passenger in another person’s vehicle.
Uninsured/Underinsured Motorist (UM/UIM) coverage: This helps pay your medical expenses and other damages if you’re injured by a driver who has no insurance, or not enough. UM/UIM coverage must also be offered by insurers, and it can extend to you as a passenger in another person’s vehicle.
Medical Payments (MedPay) coverage: This optional coverage pays medical expenses for you and other passengers, regardless of fault, and typically covers you when you’re riding in someone else’s car.
A sample of outcomes our team has secured for people hurt by someone else’s negligence on the road. Every case turns on its own facts, and past results do not guarantee future outcomes.
A young woman was riding as a passenger, entirely blameless, when the friend driving took a highway exit too fast and drove head on into a concrete barrier. Her injuries were serious, but the only coverage available belonged to the friend behind the wheel, which made bringing the claim emotionally painful. We guided her through that difficult position, pursued every avenue of coverage available to her, and secured a resolution built to protect her and provide for the care she may still need.
Result: a resolution that best protected our client and provided for her ongoing care.
Our client was struck by a teenager driving two to three times the speed limit, spinning her car and breaking her back. She faced emergency surgery and months in a brace, newly arrived in Texas with no health coverage in place, and the at-fault driver carried only a small policy. We refused to let that limit define her recovery, pulling together every available layer of coverage and using a Texas law that caps what hospitals can take from a first-party settlement, so more of the money stayed in her hands.
Result: our client received $140,008.40.
Past results do not guarantee future outcomes. Every case depends on its own facts, and no particular outcome can be promised.
Our skilled car accident passenger lawyers have a deep understanding of personal injury claims and Texas law and work to pursue the best possible outcome for your case.
Our team is dedicated, experienced, and not afraid to go to trial by jury when necessary. We’ve built our reputation on our results and our commitment to our clients.
If you or a loved one has been injured as a passenger in a car accident, don’t wait to reach out to Varghese Summersett.
Passengers have the right to seek compensation for their injuries, medical expenses, lost wages, and pain and suffering from the at-fault driver’s insurance company, or their own insurance company if the at-fault driver is uninsured or underinsured.
Yes, if that driver’s negligence caused or contributed to the crash. This is legal even if the driver is a friend or family member, since the claim is typically paid by their insurance, not out of their own pocket.
Get medical attention, stay at the scene and cooperate with police, document what you can, and avoid giving a recorded statement to any insurance adjuster before speaking with an attorney. See the full list of steps above.
To file a claim, you’ll need to gather evidence, submit the necessary documents, and negotiate with insurance companies. A Fort Worth car accident passenger lawyer can help guide you through the process.
Injured passengers can receive compensation for both economic and non-economic damages, such as medical bills, lost wages, pain and suffering, emotional distress, and loss of enjoyment of life.
Your attorney must show that the at-fault driver owed you a duty of care, breached that duty, and caused your injuries as a result. An experienced Fort Worth car accident passenger lawyer can help you build a strong case.
It depends on your injuries, medical costs, lost income, and the insurance coverage available. There’s no set number; an attorney can evaluate your specific case for free.
We can help you understand your rights, gather evidence, identify every liable party, negotiate with insurance companies, and represent you in court if necessary to pursue the compensation you deserve.
One City Place Building, 300 Throckmorton Street, Suite 700, Fort Worth, TX 76102
As a passenger, your claim is separate from the driver's. We evaluate every policy that may apply to your case, including the driver's coverage, the at-fault party's coverage, and your own.