Fort Worth Car Accident Lawyer | No Fee Unless We Win

If you’ve been injured in a car accident in Fort Worth, you want an attorney who knows how the other side thinks and knows how to beat them. Call (817) 203-2220 for a free consultation. You pay nothing unless we win.

A Fort Worth Car Accident Lawyer Who Knows the Insurance Playbook

Most personal injury firms say they fight insurance companies. Varghese Summersett actually knows how they operate from the inside.

Firm founder Benson Varghese worked as an insurance adjuster before law school and interned for an insurance defense firm during law school. That experience shaped every part of how this firm builds and wins car accident cases in Fort Worth. He understands how adjusters evaluate claims, how authority limits and supervisor approvals work internally, and the exact tactics insurance companies use to minimize what they pay.

Benson has been named a Top Attorney by Fort Worth Magazine every year since 2012 and a Super Lawyer every year since 2023, following seven consecutive years as a Texas Rising Star. But what matters most isn’t the recognition. It’s what it represents: over a decade of consistently fighting for injured Texans and winning.

That institutional knowledge runs through the entire team. Ty Stimpson, a Super Lawyers Rising Star who leads the firm’s Personal Injury Division, handles catastrophic injury and wrongful death cases. Damian Williams, named one of Lawdragon’s 500 Leading Plaintiff Consumer Lawyers, has secured multiple seven-figure verdicts and settlements. Katie Steele, who spent six years as a prosecutor and also represented insurance companies, brings insider knowledge from both sides of the courtroom. When an adjuster looks up who’s representing you, the name on the letterhead changes the math on your case before negotiations even begin.

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What Insurance Companies Don’t Want You to Know After a Fort Worth Car Accident

The insurance company assigned to your claim is not on your side, even your own insurer. Their business model depends on paying you as little as possible, and they have an entire system designed to make that happen. Here’s how it works.

Quick settlement offers are traps. Within days of your accident, an adjuster may call with what sounds like a reasonable number. But that neck pain you rated 3/10 the day after the crash might require surgery six weeks later. Once you sign a release, you get nothing more, no matter how bad your injuries become. Learn more about common insurance company tactics and how to protect yourself.

Recorded statements are engineered to hurt you. “How are you feeling today?” sounds like concern. But your answer (“I’m doing okay”) becomes exhibit A in their argument that your injuries aren’t serious. Every word is being evaluated for anything they can use against you.

Delays are a strategy, not an accident. Every month they stretch negotiations, your medical bills mount and your savings drain. They know desperation leads to accepting lowball offers. The longer they wait, the cheaper your case gets for them.

“Pre-existing conditions” are their favorite weapon. Age-related wear in your spine shows up on nearly every MRI for anyone over 35. Insurance companies routinely use these findings to blame your pain on aging rather than the collision, even when you were completely asymptomatic before the wreck. Read more about how pre-existing conditions affect car accident claims in Texas.

Their doctors work for them, not for you. Insurance medical examiners are paid to minimize injuries, dispute treatment recommendations, and claim you should have recovered faster. These aren’t independent opinions. They’re paid advocacy.

Because we’ve seen these tactics from the inside, we neutralize every one of them. All communication flows through our office from day one. We build medical documentation insurance companies can’t dismiss. And they know if they refuse fair compensation, we will take them to trial.

If an insurance company is pressuring you to accept a quick settlement, talk to a Fort Worth car accident lawyer first. Call (817) 203-2220 for a free consultation.

How Our Unique Experience Wins Fort Worth Car Accident Cases

Knowing the playbook is one thing. Using it to win is another.

We know how adjusters are evaluated internally, their authority limits, supervisor approval thresholds, and the performance metrics tied to closing files under certain benchmarks. That knowledge lets us time demands, frame documentation, and apply pressure at exactly the moments that move the needle.

Here’s what that looks like in a real case. A client came to us after a rear-end collision on I-35W left her with two herniated discs. The insurance company’s opening offer was $22,000, barely enough to cover her emergency room visit. Their adjuster noted in the file that her MRI showed “pre-existing degenerative changes,” which is insurance-speak for “we’re going to blame your age, not the wreck.”

Because we’ve read thousands of these internal evaluations, we knew exactly how to counter it. We brought in her treating physician to document that while she had age-related wear, she was completely asymptomatic before the collision. We presented the medical evidence in the format and sequence adjusters are trained to evaluate. The same insurer that offered $22,000 ultimately paid $410,000.

Past results do not guarantee future outcomes.

That’s not luck. That’s knowing how the system works and using it to our clients’ advantage.

What Makes Our Fort Worth Car Accident Lawyers Different

Winning matters. But how you treat people while fighting for them matters just as much. We don’t operate in volume. We operate in care.

When you hire Varghese Summersett, our goal is to know you: your life before the accident, your struggles since, and what getting better actually looks like for you. That means getting you the medical care you need and making sure everything that can be done to make you physically whole gets done. It means being there for every need that comes up, from counseling referrals to arranging transportation when you can’t get yourself to treatment.

We’ve built relationships with top medical providers across Fort Worth and North Texas, specialists who will treat you now and wait for payment until your case resolves. After a serious wreck, many doctors’ offices hear “car accident” and suddenly have no availability. We make sure that never becomes your problem.

We also keep our caseloads manageable, intentionally. When you call our office, someone who knows your name and your case picks up the phone. You’ll have direct access to your attorney, not just a paralegal or case manager. That level of attention is how cases get won and how clients feel taken care of at the same time.

Our Results for Fort Worth Car Accident Victims

We recovered over $12 million for Texans in 2025, secured a $3.5 million settlement for a head-on collision victim (one of the largest automobile accident settlements in Texas in 2024), and hold the largest uninsured motorist verdict in the state.

Our attorneys have tried hundreds of cases to juries across Texas. But the results we’re most proud of aren’t always the biggest numbers. Sometimes it’s the single mother who was about to lose her apartment because she couldn’t work, and we got her case resolved in time to keep her family housed. Sometimes it’s connecting a client with a surgeon who changed the trajectory of their recovery. The dollar amount matters (it has to, because that’s what pays your bills), but the human outcome matters more.

Past results do not guarantee future outcomes.

Find out what your case is worth. Call (817) 203-2220 for a free consultation.

What Must You Prove to Win a Fort Worth Car Accident Case?

Texas personal injury claims are based on negligence. To recover compensation after a car accident, you (the plaintiff) must prove four elements by a preponderance of the evidence, meaning it is more likely than not that each element is true. The burden of proof rests entirely on you.

Duty. The other driver owed you a duty of care. Every person operating a motor vehicle in Texas has a legal obligation to drive safely and follow traffic laws.

Breach. The other driver breached that duty through some act of negligence, such as speeding, running a red light, texting while driving, driving drunk, or following too closely.

Causation. The breach of duty directly caused the accident and your injuries. This is often the most contested element. Insurance companies frequently argue that your injuries were caused by something other than the wreck, such as pre-existing conditions or a prior accident.

Damages. You suffered actual losses as a result of the accident, including medical expenses, lost income, pain and suffering, and other harm.

Texas follows a modified comparative fault rule under Texas Civil Practice and Remedies Code Section 33.001. If you are found to be more than 50% at fault for the accident, you are barred from recovering any damages. If you are 50% or less at fault, your recovery is reduced by your percentage of responsibility. Insurance companies exploit this rule aggressively, which is why building a strong liability case from day one matters so much.

What Compensation Can You Recover After a Fort Worth Car Accident?

Texas law allows car accident victims to recover multiple categories of damages. We pursue every available dollar.

Economic damages cover your concrete financial losses: medical bills, lost wages, vehicle repair or replacement, and out-of-pocket expenses. We don’t just calculate current costs. We project future expenses including additional surgeries, ongoing therapy, home modifications for permanent disabilities, and diminished earning capacity if injuries prevent returning to your previous job.

Non-economic damages compensate for suffering that doesn’t come with receipts: physical pain, emotional distress, loss of enjoyment of life, and strain on personal relationships. These damages are often where the real fight happens, because insurance companies systematically undervalue what they can’t put a price tag on.

Punitive damages may be available in cases involving drunk driving, texting while driving, or other reckless behavior under Texas Civil Practice and Remedies Code Chapter 41. These damages exist to punish conduct so egregious that compensatory damages alone aren’t enough.

Don’t settle for less than you deserve. Call (817) 203-2220 for a free consultation.

Why Fort Worth Car Accidents Demand a Local Attorney

Fort Worth is one of the most dangerous cities in Texas for drivers. According to TxDOT, there were approximately 12,865 crashes in Fort Worth in 2024 alone, roughly 35 every single day. In 2022, 114 of those crashes were fatal. Tarrant County as a whole sees over 29,000 car accidents annually, making it the third most dangerous county in the state.

The numbers aren’t random. They cluster on the same roads year after year.

I-35W, particularly the stretch between downtown and Loop 820, is one of the most dangerous corridors in the city. The mix of commuter traffic, 18-wheelers carrying freight from Mexico, construction zones, and drivers merging at highway speeds creates conditions for rear-end collisions and multi-vehicle pileups. The 133-car pileup on I-35 in February 2021 was the most dramatic example, but serious crashes happen on this stretch routinely.

Interstate 20 running through Fort Worth is ranked among the most dangerous highways in the nation, with five lanes of fast-moving traffic in each direction. Loop 820 intersections, particularly at Camp Bowie West Boulevard and John T. White Road, are notorious for their volume and complexity. The Airport Freeway intersection where Texas 183 meets Texas 360 logged over 100 crashes in a single year, driven by congestion between Dallas and DFW Airport.

The intersection of East Lancaster Avenue and Riverside Drive consistently ranks as one of the most dangerous in the city, with heavy pedestrian traffic compounding the risk. North Freeway at Meacham Boulevard is one of the busiest intersections in Fort Worth and a persistent accident hotspot.

If you’ve been injured on any of these roads, or anywhere else in Fort Worth or Tarrant County, a local attorney who understands these corridors, the local courts, and the patterns behind these crashes makes a meaningful difference. Read more in our guide to Fort Worth car accident statistics.

How Does Texas’ Fault Law Affect Your Fort Worth Car Accident Case?

Texas is an at-fault state, meaning the driver who caused the crash pays for damages. But Texas’ modified comparative negligence rule under Texas Civil Practice and Remedies Code Chapter 33 is where cases get won or lost.

For every percentage of fault assigned to you, your recovery drops by that amount. At 51% fault, you recover nothing. Insurance companies know this, which is why their very first move is to find any reason to shift blame onto you: that offhand comment to the adjuster, the fact that you were five miles over the speed limit, the text message you sent nine minutes before the crash that they’ll argue was sent while driving.

This is exactly why having an attorney who understands insurance company blame-shifting tactics matters. We shut these arguments down before they gain traction, and we build the evidence file to establish the other driver’s fault clearly and thoroughly.

You have two years from the date of the accident to file a lawsuit under Texas Civil Practice and Remedies Code Section 16.003. That sounds like plenty of time until you realize how quickly it goes, especially when you’re dealing with surgeries, physical therapy, and the daily reality of living with injuries you didn’t ask for. Evidence deteriorates and memories fade. The sooner you call, the stronger your case will be. For more details, read our guide on the statute of limitations for personal injury in Texas.

What to Expect From Varghese Summersett

From your first call to the resolution of your case, here’s how the process works.

You’ll speak with someone on our intake team who will listen to what happened and gather the basics. If we believe we can help, we’ll schedule a consultation, usually with Benson or one of our senior trial attorneys, at no cost and no obligation.

From there, we move fast. Evidence disappears. Surveillance footage gets overwritten. Witnesses forget details. We immediately begin preserving what matters: securing police reports, sending spoliation letters to prevent the other side from destroying evidence, documenting the scene, and coordinating your medical care with providers who understand car accident injuries.

Throughout your case, you’ll receive regular updates and have direct access to your attorney. We prepare every case as if it’s going to trial, because that preparation is what drives the best results, whether through settlement or verdict.

We work on contingency, which means you pay nothing upfront and nothing out of pocket. We advance all costs: filing fees, expert witnesses, accident reconstruction, medical records. If we don’t recover money for you, you owe us nothing.

Named 2025 Best Law Firm in Fort Worth and recognized in the 2026 edition of Best Law Firms, Varghese Summersett has over 70 employees across four Texas offices, board-certified attorneys, and former prosecutors on staff. There’s a reason we have over 1,250 five-star reviews on Google. Our clients don’t just get results. They feel taken care of.

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Frequently Asked Questions About Fort Worth Car Accidents

What should I do immediately after a car accident in Texas?

Ensure safety and call 911, exchange insurance information, document the scene with photos, and seek medical attention, even if you feel fine. Many serious injuries, including traumatic brain injuries and herniated discs, don’t present obvious symptoms right away. Delayed pain after a car accident is extremely common. Do not give any recorded statements to insurance companies before speaking with a lawyer. Read our complete guide on what to do after a car accident.

Should I talk to the other driver’s insurance company?

No. Anything you say to the other driver’s insurance company can and will be used to reduce or deny your claim. Even casual statements like “I’m doing okay” or “it happened so fast” can be used against you. Let your attorney handle all insurance communications. That’s one of the first things we do when we take a case.

How is fault determined in Texas car accidents?

Texas uses a modified comparative fault system under Texas Civil Practice and Remedies Code Chapter 33. Each party’s percentage of fault is assessed by the jury or through negotiation. If you’re less than 51% responsible, you can recover damages reduced by your share of fault. This is exactly why having an attorney who understands insurance company blame-shifting tactics matters.

What if I was partially at fault for my Fort Worth car accident?

You may still be able to recover compensation. Under Texas’ modified comparative negligence rule, you can recover damages as long as you are not more than 50% at fault. Your recovery is reduced by your percentage of responsibility. For example, if you’re found 20% at fault and your damages total $100,000, you would recover $80,000. Insurance companies aggressively try to inflate your share of fault, which is why building a strong liability case from day one matters.

What damages can I recover after a car accident?

Potential damages include medical expenses (current and future), lost wages, property damage, and non-economic damages such as pain and suffering, emotional distress, and loss of enjoyment of life. In cases involving gross negligence, like drunk driving, punitive damages may also be available.

How much is my Fort Worth car accident case worth?

Every case is different, and anyone who gives you a number before reviewing your medical records, understanding your injuries, and evaluating liability isn’t giving you an honest answer. The value depends on the severity of your injuries, the cost of your medical treatment, your lost income, the impact on your daily life, and the available insurance coverage. We evaluate all of these factors and pursue maximum compensation. For more information, read our guide on typical car accident settlements.

How much does it cost to hire a Fort Worth car accident lawyer?

At Varghese Summersett, you pay nothing unless we win. We work on contingency and advance all case costs. There is no upfront fee and no obligation for your initial consultation.

What if the other driver was uninsured or underinsured?

You may still have options. Your own auto insurance policy may include uninsured/underinsured motorist (UM/UIM) coverage, which can compensate you when the at-fault driver can’t. Varghese Summersett holds the largest uninsured motorist verdict in the state of Texas. This is an area we know well.

What if more than one person contributed to my Fort Worth car accident?

All parties that contributed may be held accountable. The court assigns percentages of fault, and each at-fault party is responsible for their portion of damages. We identify every responsible party, including drivers, employers, vehicle manufacturers, and government entities responsible for road maintenance, to maximize your recovery across multiple insurance policies.

How long do I have to file a car accident lawsuit in Texas?

Under Texas Civil Practice and Remedies Code Section 16.003, you generally have two years from the accident date to file a personal injury lawsuit. Missing this deadline typically bars any recovery. But don’t wait. Evidence deteriorates, surveillance footage gets deleted, and witnesses forget. The strongest cases are built early.

Call Our Fort Worth Car Accident Lawyers Today

If you’ve been hurt in a car accident in Fort Worth, you deserve an attorney who will treat your case like it matters, because it does. Call Varghese Summersett today at (817) 203-2220 for your free consultation. You pay nothing unless we win.