Could a Camp Mystic Lawsuit Effect Change?

Words Fail

Words cannot fully describe the loss felt by so many during the tragic floods in the Texas Hill Country on July 4, 2025. It is impossible to convey the pain endured by families who went to sleep whole the night before, only to be torn apart by morning.

In the heartache, questions swirl. Could anything have been done differently? Investigations — and lawsuits when appropriate — aren’t about punishment or retribution. They’re not about financial recovery. There is nothing any parent or loved one wouldn’t give for just one more moment. One more hug. One more “good night.”

No, investigations and legal actions serve one purpose: to ensure that a tragedy like this never happens again.

The Tragedy That Unfolded

The flooding on the Guadalupe River caused widespread destruction across six Texas counties, claiming at least 110 lives, including at least 27 children and counselors from Camp Mystic.

The disaster began when an extraordinary amount of rainfall fell across the Texas Hill Country in the early morning hours of July 4. Between 10 to 15 inches of fell in just a few hours, with some areas receiving up to 12 inches in a three-hour period. To put this into perspective, the region received in just four hours the equivalent of four months’ worth of typical rainfall.

The Guadalupe River experienced a dramatic and rapid rise, with the river gauge at Hunt recording a 22-foot rise in just two hours. In Kerrville, the river rose from less than 2 feet to over 34 feet between 2:00 AM and 7:00 AM.

Camp Mystic: The Epicenter for Loss

Camp Mystic, a nearly 100-year-old Christian summer camp for girls, became the epicenter of this tragedy. The camp, which hosted 750 girls between the ages of 7 and 17 at the time of the flooding, suffered catastrophic damage when the Guadalupe River overflowed its banks in the early morning hours.

Camp Mystic stands as one of Texas’s most storied summer camps, founded in 1926 as “Stewart’s Camp for Girls” by E.J. “Doc” Stewart, a former University of Texas football coach who had served from 1923 to 1926. Stewart had already found success with Camp Stewart for boys, which he founded two years earlier in 1924, before turning his attention to creating a parallel experience for girls along the pristine Guadalupe River.

The camp’s transformation came in 1937 when it was purchased by Agnes “Ag” and Gillespie “Pop” Stacy, who renamed it “Camp Mystic.” The name change reflected the almost magical quality of the Texas Hill Country setting — the towering cypress trees, the crystal-clear river water, and the starlit nights that had already begun creating lifelong memories for young Texas girls.

During World War II, the Stacy family’s stewardship was briefly interrupted when the federal government leased the property from 1943 to 1945 as a convalescent camp for Army Air Corps veterans, but the camp returned to its original mission after the war.

Since 1968, Camp Mystic has been owned and operated by the Eastland family, with Dick and Tweety Eastland taking primary control in 1974. Dick Eastland, who tragically lost his life while trying to save campers from the floodwaters, had long been a central figure in the camp’s growth and legacy.

Under their leadership, the camp evolved into what many called a finishing school for Texas’s social and political elite. The camp’s alumni roster reads like a directory of American political power: President Lyndon B. Johnson’s daughters, granddaughters, and great-granddaughters all attended Camp Mystic. Laura Bush served as a counselor there while attending Southern Methodist University, decades before becoming First Lady. James Baker’s daughter and granddaughter also joined the ranks of “Mystic girls.” Baker would later serve as chief of staff for Presidents Ronald Reagan and George H.W. Bush.

By 2025, the Eastland family empire had expanded to include two locations: the original Camp Mystic on the Guadalupe River and the newer Camp Mystic Cypress Lake, established in 2020 and located a half mile from the original site. The multi-generational operation involved Dick and Tweety’s sons: Richard served as Head Chef and Kitchen Supervisor; Edward and his wife, Mary Liz, are Directors at the Guadalupe River location; while Britt and his wife, Catie, oversaw the Cypress Lake facility.

The camp offered more than 30 activities ranging from traditional crafts and horseback riding to water sports, synchronized swimming, and war canoe racing. With four-week sessions accommodating up to 750 girls ages 7 to 17, Camp Mystic has become one of the largest and most prestigious girls’ camps in the nation, carrying forward nearly a century of tradition in the heart of Texas Hill Country.

Flash Flood Alley

The Texas Hill Country along the Guadalupe River hosts an extraordinary concentration of summer camps – roughly two dozen camps dot the landscape up and down the cooling Guadalupe River and its tributaries. This remarkable density of camps has developed over more than a century, making the region a cornerstone of Texas camping culture.

This area is known as “Flash Flood Alley” due to its vulnerability to sudden flooding. The region’s steep hills and rocky land don’t absorb water well, causing rain to quickly flow into creeks and rivers. When it rains, water doesn’t soak into the soil but rushes down hill. This geographic reality, combined with the concentration of camps along the riverbank, created a perfect storm for tragedy.

Camp Mystic has experienced a major flood approximately every 30 years. In 1932, a flash flood swept through the camp, washing away several cabins, though no fatalities were reported. In 1987, a flood on the same river claimed the lives of 10 teenagers at a nearby church camp. The July 4, 2025 flood has drawn comparisons to the devastating July 1987 Guadalupe River flood, with remarkably similar water levels – 37.72 feet in 1987 at Kerrville, compared to 36.58 feet during the 2025 disaster.

Timeline of Warnings and Flooding

In the lead-up to the deadly July 4 flood, a series of escalating alerts were issued—but critical time passed between early warnings and the declaration of a life-threatening emergency. The following timeline outlines how events unfolded:

• July 3, 2025, 1:18 PM: National Weather Service issued flood watch for Kerr County

The Texas Tribune put together an excellent summary of what happens when the flood watch is issued:

1. The alert allows local emergency management and local media to spread the word
2. The Emergency Alert System is activated to broadcast warnings to televisions and radios.
3. Wireless Emergency Alert activation, that pushes notifications to cellphone towers to all wireless phones in the area.

The system was updated nine times on Friday, each triggering a separate alert.

• July 4, 2025, 1:14 AM: First flash flood warning issued for Kerr County.
• 4:03 AM: Flash flood emergency declared for Hunt and Ingram areas.
• 5:34 AM: Flash flood emergency issued for Kerrville
• 6:16 AM: Kerrville Police Department issued first warning on Facebook describing it as a “life-threatening event.”

Nearly 12 hours passed between the National Weather Service flood watch and the first flash flood warning.

Stories of Sacrifice and Heroism

In this tragedy, countless stories of heroes have emerged — ordinary people who became extraordinary in moments of crisis, proving that even in the darkest hours, human courage and love shine through.

Julian Ryan, a 27-year-old father, made the ultimate sacrifice to save his family. When floodwaters engulfed their trailer, he punched through a window to create an escape route for his fiancée, children, and mother, severing an artery in his arm in the process. His final words were, “I’m sorry, I’m not going to make it. I love y’all.” Julian’s love saved his family, even as it cost him his life.

Coast Guard rescue swimmer Scott Ruskan saved 165 people in his first-ever rescue mission, serving as the only triage coordinator at Camp Mystic and earning recognition as an “American hero.” His courage and skill in the face of overwhelming tragedy prevented even greater loss of life.

Camp Mystic counselor Chloe Childress, an 18-year-old recent graduate, died “upholding this selfless and fierce commitment to others” while helping campers during the flooding. She gave her life trying to protect the children in her care.

Camp counselors formed human chains to save children. One mother reported that “two counselors were in the rapids and one on the dry hill moving the kids from hand to hand” to get campers to safety. These young adults, many of whom were barely out of their teens themselves, showed extraordinary bravery in the most impossible circumstances.

Nearby Camps Took Early Precautionary Measures

While the situation developed rapidly and unpredictably, some nearby camps, like Mo-Ranch Assembly, took precautionary measures in response to the looming threat. Officials at this 500-acre Presbyterian camp had been monitoring the weather for about 24 hours before the flooding began.

At about 1 a.m. Friday, Mo-Ranch facilities manager Aroldo Barrera notified his boss, who had been tracking storm reports. Despite the absence of warning by local authorities, camp officials acted quickly on their own, relocating about 70 children and adults staying overnight in a building near the river to higher ground. As communications director Lisa Winters explained, “They helped them pack up, they got them up, they got them out, put them up on higher ground.”

Camps Rio Vista and Sierra Vista also showed proactive planning. Organizers had mentioned on social media that they were watching the weather the day before, ending their second summer session on Thursday.

Camp La Junta experienced flooding but managed to keep all campers safe. Despite dramatic footage showing a cabin being swept down the river, the camp posted on Facebook Friday, “Everyone at Camp La Junta is safe and accounted for.”

27 Lives Lost at Camp Mystic

The July 4 flood left a devastating mark on Camp Mystic, claiming the lives of 27 individuals. Nestled along the south fork of the Guadalupe River, just southwest of Hunt, Texas, the beloved girls’ camp became the epicenter of one of the deadliest flood events in recent state history. The camp’s structure, traditions, and layout—so central to its charm—played an unexpected and tragic role in the unfolding disaster.

The camp operates on a four-week session model, with girls divided by age into distinct groups, each with their own designated living areas. The physical layout followed a hierarchical geography that would prove tragically significant. The campus stretched from the river’s edge up into the hills, with different elevations serving different age groups and purposes.

At the heart of camp life were the cabins—rustic structures with whimsical names like Bubble Inn, Giggle Box, and Wiggle Inn that housed 8 to 12 girls each. Cabin counselors were commonly college-aged young women who had themselves been Mystic campers in previous years.

The camp’s layout placed the youngest girls in cabins just feet from the river. They were located on low flats, less than a football field’s distance from the banks of the Guadalupe. In contrast, older campers were housed on higher ground called Senior Hill, where elevation provided additional safety. The geographical arrangement became a critical factor in the impact of the flooding event.

Differing Positions on Flood Warning Effectiveness

Following the devastating floods in Kerr County, Texas, two distinct positions have emerged regarding the effectiveness of emergency warnings issued before and during the disaster.

Weather Service and Meteorologists

The National Weather Service (NWS) and meteorologists maintain that multiple, clear, and urgent warnings were issued well in advance, providing ample time for evacuation.

Source/Role	Statement
National Weather Service	“The weather service issued a flood watch for the area Thursday afternoon and an urgent flash flood warning for Kerr County at 1:14 a.m. Friday, a move that triggers the wireless emergency alerts on cellphones.”
National Weather Service	“During the most critical hours … the National Weather Service sent out three critical cellphone messages to Kerr County … saying ‘This is a PARTICULARLY DANGEROUS SITUATION. SEEK HIGHER GROUND NOW!'”
National Weather Service	“At 4:03 a.m., two hours and 49 minutes after their initial flood warning, federal forecasters warned that the rain had created a flash flood emergency for south-central Kerr County. Weather forecasters only use that term in what the agency says are ‘exceedingly rare’ cases to indicate that lives are very much at risk.”
AccuWeather (Jonathan Porter)	“People, businesses, and governments should take action based on Flash Flood Warnings that are issued, regardless of the rainfall amounts that have occurred or are forecast.”
CBS News Analysis	“CBS News analysis shows there were 22 warnings sent by the National Weather Service for Kerr County and the Kerrville area, with escalating language about the urgency of the situation.”
White House	The White House defended the National Weather Service, stating that it “did its job” by issuing timely and precise forecasts and warnings before and during the flood event.

Local Officials

Local officials in Kerrville and Kerr County assert that warnings were either not received in a timely manner, or that the situation developed so quickly that evacuation could have posed even greater risks, especially at night.

Source/Role	Statement
Kerrville Mayor Joe Herring Jr.	“Everyone here, if we could have warned them, we would have done so. We didn’t even have a warning, we did not know.”
Kerrville Mayor Joe Herring Jr.	“We did not know there was no—when I checked it about 8 o’clock that night, there’s a chance of rain, but I did not see a flood warning. I did not receive a flood notification. I did not know.”
Kerrville City Manager Dalton Rice	“Authorities were reluctant to ‘cry wolf’ and order evacuations, adding that rainfall ‘significantly’ exceeded the projected amounts. He said officials had little time to react in the middle of the night … ‘This rose very quickly in a very short amount of time.'”
Kerr County Sheriff Larry Leitha	“Today’s not the day and now’s not the time to discuss the warnings, who got them, who didn’t got them. Right now I’m only worried about public safety.”

Removal of Dozens of Camp Mystic buildings from FEMA Flood Maps

The Federal Emergency Management Agency (FEMA) produces flood insurance rate maps identifying Special Flood Hazard Areas, which are zones facing a 1% annual flood risk, often referred to as the 100-year floodplain. These maps enforce mandates for flood insurance and impose rigorous building codes to lessen dangers in high-risk spots such as the Texas Hill Country. Property owners, however, can petition to exclude structures from these zones via a Letter of Map Revision (LOMR), typically by commissioning engineering analyses to prove buildings are raised or situated beyond the hazard area.

In 2011, FEMA included Camp Mystic in a Special Flood Hazard Area. FEMA approved revisions in 2013 that delisted 15 structures at the Guadalupe River location and an additional 15 in 2019 and 2020 for the Cypress Lake extension, even with the region’s documented flooding history.

Such exemptions spark major concerns for sites accommodating children, such as youth camps in areas prone to sudden floods. Syracuse University associate professor Sarah Pralle, who has extensively studied FEMA’s flood map determinations, said it was “particularly disturbing” that a camp in charge of the safety of so many young people would receive exemptions from basic flood regulation. “It’s a mystery to me why they weren’t taking proactive steps to move structures away from the risk, let alone challenging what seems like a very reasonable map that shows these structures were in the 100-year flood zone,” she said to Fortune.

Understanding Texas Youth Camp Regulations in Context

In the aftermath of a tragedy, it’s natural to ask whether more could have been done to prevent it. For youth camps in Texas, safety isn’t just a priority—it’s a legal requirement governed by state regulations designed to protect children in structured environments. These laws establish minimum standards, but they also leave room for interpretation and judgment, particularly when camps operate near natural hazards like rivers.

The following statutes provide a baseline for youth camps operating in the state.

Texas Administrative Code §265.16 – Waterfront Safety Requirements

The regulation establishes staffing ratios: “For every 35 campers, or fraction thereof, engaged in waterfront activities, there shall be one certified lifeguard and one additional person (either a certified lifeguard or trained adult lookout) on duty.” Critically, it adds that “camps utilizing natural bodies of water such as rivers, lakes, or creeks may need to increase this ratio.”

In the context of Camp Mystic’s 750 campers, strict application of the base ratio would require at least 22 certified lifeguards for water activities. However, the regulation’s acknowledgment that natural water bodies “may need to increase this ratio” suggests that camps must exercise judgment based on specific risks – including the known flood potential of their location.

This regulation also establishes comprehensive waterfront safety requirements for all Texas youth camps. The law mandates that “an adult waterfront director, who holds a current lifeguard certificate or its equivalent, shall be in charge of all waterfront activities.” Additionally, it requires that “while waterfront activities are in progress, the waterfront director or an adult certified lifeguard assistant shall be in the immediate vicinity (within sight and/or hearing) of the campers, supervising the program.”

For a camp like Camp Mystic, operating on the Guadalupe River with 750 campers, this regulation would require careful consideration of what constitutes “waterfront activities” and “immediate vicinity.” While these terms might traditionally apply to swimming and boating during daytime hours, the placement of sleeping cabins “just feet from the river” raises questions about whether overnight cabin placement near a flood-prone river might itself constitute an activity that requires enhanced supervision.

Texas Administrative Code §265.13 – Safety Standards

This broader regulation states that “buildings, structures, and grounds shall not present a fire, health, or safety hazard.” For camps in Flash Flood Alley, this creates an obligation to consider flood risk in all aspects of facility planning and operation.

The regulation requires camps to “formulate written emergency plans” that must be “posted in administrative offices and all permanent buildings.” These plans must include procedures for “disaster, serious accident, epidemic, or fatality” and specifically require “procedures for emergency shelter and for evacuation of each occupied building and the facility.”

In a flood-prone area, this regulation would seemingly require camps to have specific flood evacuation procedures.

What These Regulations Mean in Practice

For any camp operating in Flash Flood Alley, these regulations create several obligations:

1. Enhanced Risk Assessment: The requirement that grounds not present a “safety hazard” means camps must evaluate and address location-specific risks, including flood potential.
2. Adaptive Staffing: The provision that camps on natural water bodies “may need to increase” staffing ratios suggests a duty to assess and respond to unique risks rather than simply meeting minimum requirements.
3. Comprehensive Emergency Planning: Written emergency plans must address actual risks faced by the facility, which for riverside camps would necessarily include flood scenarios.
4. Supervision Standards: The “immediate vicinity” requirement for waterfront supervision raises questions about overnight arrangements when cabins are placed near water.

Legal Implications

In any legal proceeding following a tragedy like this, these regulations would likely be examined to determine:

• Whether the camp’s practices aligned with regulatory requirements
• Whether the regulations themselves were adequate for the known risks
• How a “reasonable camp operator” would interpret and implement these safety standards
• Whether enhanced precautions were warranted given the specific geographic risks

Legal Pathways Towards Change

When tragedy strikes, legal action can be a powerful tool—not just for accountability, but for meaningful change. It serves a critical purpose in preventing future tragedies, setting legal precedents that protect others, and driving systemic changes that can save lives.

Understanding Negligence Claims

Negligence

In Texas, negligence claims require proving that Camp Mystic owed a duty of care to your children, breached that duty, and that the breach caused the harm.

Duty of Care: Camp Mystic owed multiple duties to campers and their families, including statutory duties under Texas Administrative Code, common law duty to provide reasonably safe premises and supervision, enhanced duty under the in loco parentis doctrine for minor children, and specific waterfront safety duties.

The in loco parentis doctrine is a legal principle meaning “in the place of a parent.” It refers to a situation where an organization or individual assumes some of the responsibilities and duties of a parent for a child.

Breach of Duty: If the evidence shows that these duties were breached, either through failure to evacuate, better communicate the flood warnings, in placement of the cabins, in placement of the youngest campers closest to the flood-prone river, or in inadequate training or planning for the emergency, there might be a legal vehicle for change to prevent similar future breaches.

Negligence Per Se

Texas also recognizes “negligence per se” when a defendant violates a statute designed to protect the class of persons harmed and prevent the type of injury that occurred.

Negligence per se claims are particularly powerful because they establish duty and breach as a matter of law, eliminating the need to prove what a “reasonable person” would have done.

Gross Negligence

Under Texas law, gross negligence requires proof of conduct involving “an extreme degree of risk” and “actual, subjective awareness of the risk involved, but nevertheless proceed with conscious indifference to the rights, safety, or welfare of others.”

Actual Awareness: For example, a fact-finder may find operating in “Flash Flood Alley” with a known history of catastrophic flooding, housed 750 vulnerable children during flood season, placed the youngest campers closest to the river in the highest-risk flood zones, and took insufficient precautions after the flood warning was issued to be gross negligence.

Subjective Awareness: Mo-Ranch Assembly successfully evacuated after 24-hour weather monitoring, proving warnings were available and actionable.

Who Can Be Held Accountable

Camp Mystic as Corporate Entity: The primary defendant with direct liability for breach of statutory duties, negligent hiring and supervision of staff, premises liability for unsafe conditions, and breach of contract with parents for providing a safe environment.

Individual Liability: Under recent Texas Supreme Court precedent, individual corporate officers and directors can be held personally liable for their tortious conduct, even when acting in corporate capacity. This may include camp directors and other decision-makers who were directly involved in the dangerous policies and practices.

Insurance Coverage: Texas law requires youth camps to maintain a minimum of $300,000 in liability insurance coverage for each occurrence of negligence. However, gross negligence claims may exceed these limits and pierce certain insurance protections.

Limitations and Defenses

While many camps require liability waivers, these have significant limitations in Texas. Waivers are generally unenforceable for gross negligence or intentional misconduct. Given the nature of Camp Mystic’s failures, liability waivers may not provide protection against the strongest claims.

Additionally, the camp’s violations of specific safety regulations designed to protect children may invalidate certain contractual protections.

Every major advancement in child safety – from car seat requirements to playground standards to pool fencing laws – has roots in tragedies that grieving families transformed into movements for change. The legal system provides the forum where individual losses become collective action, where private grief generates public reform.

The legal process is difficult, emotionally taxing, and cannot heal your wounds. But it can illuminate the failures that led to this tragedy so clearly that no responsible organization could repeat them. It can establish standards so firm that future camp directors will have clear guidance on their obligations. It can create financial consequences so significant that boards of directors across the country will invest in safety rather than risk similar liability.

This is how change happens. Not through good intentions or voluntary reforms, but through grieving families who find the strength to demand accountability, through legal precedents that establish new standards, through verdicts that make dangerous practices economically impossible. The legal system, imperfect as it is, remains one of our most powerful tools for turning tragedy into transformation.

Roundup of Significant Camp Mystic News

Date	Article Title & Source	Summary
July 5, 2025	CBS Texas: History of Camp Mystic summer camp hit by deadly Central Texas floods	Details the history of Camp Mystic, 550 campers present
July 5, 2025	NPR: Texas flooding: Latest on search efforts, Camp Mystic death toll	Outlines confusion during evacuation, early official responses, and initial camp testimonies about how and when warnings were communicated to the cabins.
July 8, 2025	CNN: State inspection before floods found Camp Mystic had emergency plan	State inspector certified that Camp Mystic had required emergency and evacuation plans posted but the detailed contents remain undisclosed. Aftermath coverage raises doubts about the adequacy and execution of these procedures.
July 8, 2025	ABC News: Texas inspectors approved Camp Mystic’s disaster plan 2 days …	Inspection records show compliance with regulations regarding disaster preparedness, but details of the plan and its practical use at the time of the flood are still unclear. Camp declined to comment on the details of their plan.
July 9, 2025	Houston Chronicle: Camp Mystic and others hit by deadly floods were built partly in ‘extremely hazardous’ flood zones	In 2020, county passed regulations to limit high-risk development, but enforcement and compliance were inconsistent.
July 9, 2025	The Washington Post: Camp Mystic had a disaster plan. Why did so many children die?	Reveals the camp’s state-certified “posted” disaster plan was generic, not tailored to its flood risk. Evacuation decisions were largely delegated to teen counselors under stress.
July 9, 2025	CBS News: Camp Mystic disaster plan approved 2 days before Central Texas flood killed dozens	There were no requirements to address weather radios or specify flooding risks. Camp Mystic did not relocate over 650 people to higher ground before the disaster.
July 9, 2025	NYT: Camp Mystic Cabins Stood in an ‘Extremely Hazardous’ Floodway	The camp expanded without relocating cabins to higher ground—placing new structures directly in the flood zone.
July 10, 2025	ICE Flood Analysis via NYT: Flood analysis of July 10; Bubble Inn, Twins most impacted	Technical data confirms worst flooding at cabins housing the youngest children. Fatalities linked to poor siting.
July 12, 2025	WSJ: How the Tragedy at Camp Mystic Unfolded, Cabin by Cabin	Evacuation orders failed to reach several cabins. Ad hoc efforts by counselors and campers saved lives, but plans were not executed uniformly.
July 12, 2025	AP: FEMA removed dozens of Camp Mystic buildings from 100-year flood map before expansion, records show	Federal regulators approved repeated appeals that reduced oversight of floodplain building rules.
July 12, 2025	Fortune: FEMA removed dozens of Camp Mystic buildings from 100-year flood map before expansion	At least 12 structures were located entirely within the floodplain according to FEMA data, with others partially included.
July 14, 2025	ABC Camp Mystic began evacuating 45 minutes after ‘life-threatening flash flooding’ alert: Spokesperson	Camp began evacuating around 2:00 a.m., about 45 minutes after the NWS flood warning. The process was chaotic and deadly.
July 14, 2025	Washington Post: Camp Mystic’s leader got a ‘life threatening’ flood alert. They evacuated an hour later.	Executive Director received warning at 1:14 a.m. but waited over an hour to begin evacuating the lowest cabins.
July 18, 2025	The Guardian: The long road to tragedy at the Texas girls camp where floods claimed 27 lives	No sirens or upstream gauges in place. Missed opportunity for early mass-warning and preparation.